
Cost sharing: (a) High-Deductible Health Plans (moderate to high deductibles, with and without HRAs or HSAs), general patient population
Healthcare: Healthcare System EfficiencyLiterature review updated November 2015.
These results are for High-Deductible Health Plans (HDHPs) versus traditional plans. These plans have moderate to high deductibles (at least a $500 individual deductible). They may or may not include health reimbursement arrangements (HRA) or a health savings account (HSA). Preventive services include cancer screening (breast, cervical, colorectal), preventive office visits, and preventive lab tests. The medication adherence effect size is for eight drug classes used to treat diabetes, high blood pressure, high cholesterol and other chronic conditions. The effect is for HDHPs where prescription drug costs are subject to the deductible.
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META-ANALYSIS |
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| Meta-Analysis of Program Effects | ||||||||||||
| Outcomes measured | No. of effect sizes | Treatment N | Effect sizes (ES) and standard errors (SE) | Unadjusted effect size (random effects model) | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ES | SE | Age | ES | p-value | ||||||||
Healthcare costs* Percent change in total medical costs. |
10 | 5052573 | -0.116 | 0.026 | 33 | -0.116 | 0.001 | |||||
Emergency department costs* Percent change in emergency department costs. |
2 | 52058 | -0.071 | 0.086 | 33 | -0.071 | 0.407 | |||||
Emergency department visits* Whether someone visited the emergency department, or the number of times they visited the emergency department. |
1 | 15847 | -0.150 | 0.032 | 33 | -0.150 | 0.001 | |||||
Emergency department vists (lower-severity)* Percent change in low-severity emergency department visits, which include visits for non-emergent problems such as upper respiratory tract infections, acute bronchitis, sore throat, and low back pain. |
1 | 15847 | -0.196 | 0.047 | 33 | -0.196 | 0.001 | |||||
Emergency department visits (higher-severity)* Percent change in high-severity emergency department visits, which include visits for emergent problems such as kidney stones, cardiac arrhythmias, acute asthma exacerbations, and open head wounds. |
1 | 15847 | -0.097 | 0.098 | 33 | -0.097 | 0.323 | |||||
Hospitalization* Hospital admission, for any reason. |
1 | 15847 | -0.118 | 0.091 | 33 | -0.118 | 0.196 | |||||
Prescription drug costs* Percent change in prescription drug or pharmaceutical costs. |
3 | 63193 | -0.047 | 0.013 | 33 | -0.047 | 0.001 | |||||
Medication adherence Adherence to a specific prescribed medication regimen. |
8 | 4865 | -0.092 | 0.038 | 33 | -0.092 | 0.016 | |||||
Preventive services Preventive healthcare screening services such as mammography, cervical cancer screening, or colorectal cancer screening. |
11 | 152096 | -0.046 | 0.010 | 33 | -0.046 | 0.001 | |||||
Primary care visits* Visit to a primary care physician for any reason. |
1 | 7953 | -0.090 | 0.015 | 45 | -0.090 | 0.001 | |||||
Citations Used in the Meta-Analysis
Borah, B.J., Burns, M.E., & Shah, N.D. (2011). Assessing the impact of high deductible health plans on health-care utilization and cost: a changes-in-changes approach. Health Economics, 20(9), 1025-42.
Beeuwkes, B.M., Haviland, A.M., McDevitt, R., & Sood, N. (2011). Healthcare spending and preventive care in high-deductible and consumer-directed health plans. The American Journal of Managed Care, 17(3), 222-30.
Charlton, M.E., Levy, B.T., High, R.R., Schneider, J.E., & Brooks, J.M. (2011). Effects of health savings account-eligible plans on utilization and expenditures. The American Journal of Managed Care, 17(1), 79-86.
Chen, S., Levin, R.A., & Gartner, J.A. (2010). Medication adherence and enrollment in a consumer-driven health plan. The American Journal of Managed Care, 16(2), 43-50.
Haviland, A., Sood, N., McDevitt, R., Marquis, M. (2011). How do consumer-directed health plans affect vulnerable populations? Forum for Health Economics & Policy, 14, 2.
Haviland, A., Eisenberg, M., Mehrotra, A., Huckfeldt, P. J., Sood, N., & National Bureau of Economic Research,. (2015). Do "consumer-directed" health plans bend the cost curve over time? National Bureau of Economic Research, Cambridge: MA.
Kozhimannil, K.B., Huskamp, H.A., Graves, A.J., Soumerai, S.B., Ross-Degnan, D., & Wharam, J.F. (2011). High-deductible health plans and costs and utilization of maternity care. The American Journal of Managed Care, 17(1), 17-25.
Lo, S.A.T., Shah, M., & Frogner, B.K. (2010). Health savings accounts and health care spending. Health Services Research, 45(4), 1041-1060.
Reddy, S.R., Ross-Degnan, D., Zaslavsky, A.M., Soumerai, S.B., & Wharam, J.F. (2014). Impact of a high-deductible health plan on outpatient visits and associated diagnostic tests. Medical Care, 52(1), 86-92.
Reiss, S.K., Ross-Degnan, D., Zhang, F., Soumerai, S. B., Zaslavsky, A.M., & Wharam, J.F. (2011). Effect of switching to a high-deductible health plan on use of chronic medications. Health Services Research, 46(5), 1382-401.
Wharam, J.F., Landon, B.E., Zhang, F., Soumerai, S.B., & Ross-Degnan, D. (2011). High-deductible insurance: two-year emergency department and hospital use. The American Journal of Managed Care, 17(10), 410-8.
Wharam, J.F., Graves, A.J., Landon, B.E., Zhang, F., Soumerai, S.B., & Ross-Degnan, D. (2011). Two-year trends in colorectal cancer screening after switch to a high-deductible health plan. Medical Care, 49(9), 865-71.
Wharam, J.F., Graves, A.J., Zhang, F., Soumerai, S.B., Ross-Degnan, D., & Landon, B.E. (2012). Two-year trends in cancer screening among low socioeconomic status women in an HMO-based high-deductible health plan. Journal of General Internal Medicine, 27(9), 1112-9.